I am 60 yrs old widow.my husband was receiving pension after his death now I am receiving it.it is approximately 30000 per month. My question is am I liable for any income tax and do I need to inform income tax Dept about my husband's death.
भारत में सेवानिवृत्ति की सामान्य आयु 55-60 वर्ष के आसपास है। कभी कभी, अपने दूसरे कैरियर में लोग 65 वर्ष की उम्र तक काम करते हैं। इसलिए, हालाँकि आप सक्रिय जीवन का आनंद उठा रहें होंगे, फिंमित्रा सेवानिवृत्ति की अधिकतम उम्र 65 के रूप में मानता है।
‘My Personal Risk Profile’ reflects your personality, risk-taking capability & willingness. Learn how the Personal Risk Profile is set.
For each Goal that you have, a Goal Risk Profile is created. (Learn how your Goal Risk Profiles are created- hyperlink) This is based on your Personal Risk Profile, and adjusted for your goal specific attributes.
Let’s look at a simple example. Let’s assume your Personal Risk Profile is level 4 (Moderate). When planning for retirement 15 years away, there is an ability to take a long-term outlook and taking a higher level of risk (say Level 6) is justified because there is more time to recover from any set-backs. However, when your goal is to buy a car in the next 1 year, you must put away the money conservatively (say Level 3), ensuring that there is high certainty in achieving the upcoming goal.
With time, your investment capability can increase due to many reasons, including salary increments. The Step-Up option helps you meet your goal, by starting with a smaller monthly investment today and then increase the amount gradually every year.